Fees,  Payment  & Insurance

Insurance

I am an out-of-network, outpatient provider.  Presently, Crossroads Counseling, PLLC does not contract with or bill insurance providers directly. Because some insurance companies will reimburse clients for out-of-network services received for individual counseling, you may request from me and self-submit an official insurance billing form for services rendered for each calendar month detailing services provided. I cannot guarantee reimbursement from any given insurance plan. Your best defense against unexpected out-of-pocket expenses is to have a thorough understanding of your mental health or behavioral health insurance benefits prior to receiving services.

Prior to contacting me, research thoroughly your insurance benefits for counseling.  A complete understanding of your benefits (including in- and out-of-network deductibles, copays, exclusions and reimbursement procedures) will better protect you from costly unanticipated expenses.

Some helpful (somewhat redundant) questions you may ask your insurance carrier:  

 ● What are my "outpatient mental or behavioral health benefits” for in-network and for out-of-network providers?

 ● What is my copay for outpatient mental health providers (for out-of-network and for in-network)?

 ● Does my plan cover (55-minute) individual therapy (specifically, “CPT Code 90837”)? 

 ● Does my plan cover (55-minute) couples, conjoint or family therapy (specifically, “CPT Code 90847”)? 

 ● How many therapy sessions does my plan cover? 

 ● Do I need a referral from my provider? 

If applicable, you might explain that you live in a small, rural, “under-served” community for mental health services and request a “benefit level exception” allowing you to access services from an out-of-network provider but for in-network rates.

Due to a full caseload, I am no longer accepting new or returning counseling clients at this time.

The following link accesses a list of local Kittitas County Counselors.

For Emotionally Focused Therapy try EWNIEFT Find a Therapist Directory or ICEEFT Find a Therapist Directory.